Getting Divorced in Indiana: A Legal Guide
Indiana divorce law requires at least one spouse to have been a resident for six months before filing, and follows an equitable distribution approach for dividing marital property. The state has a 60-day waiting period after filing before a divorce can be finalized, even in uncontested cases.
Understanding Indiana's specific divorce requirements can significantly impact your case outcome and financial future. Consulting with a family law attorney, even if briefly, can help you avoid costly mistakes in property division and ensure your rights are protected throughout the process.
Key Considerations
Scenarios
Decisions
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Relevant Documents
Child Support Worksheet
This document calculates the appropriate amount of child support based on both parents' incomes, the custody arrangement, and other factors.
Final Decree of Divorce
This is the final court order that legally ends your marriage and includes all the terms of your divorce including property division, support, and child custody arrangements.
Financial Disclosure Declaration
Both spouses must complete this document detailing all assets, debts, income, and expenses to ensure fair division of property and appropriate support amounts.
Marital Settlement Agreement
This document outlines the terms of your divorce agreement including property division, debt allocation, spousal support, and child custody arrangements if applicable.
Parenting Plan
If you have children, this document details the custody arrangement, visitation schedule, and decision-making responsibilities for the children.
Qualified Domestic Relations Order (QDRO)
This document is necessary if you need to divide retirement accounts or pension benefits between spouses as part of the divorce settlement.
Response to Petition for Dissolution
If you're the responding spouse, this document allows you to answer the claims in the petition and state your own requests regarding the divorce terms.
Summons
This document notifies your spouse that a divorce action has been filed and that they have a certain amount of time to respond.
Wage Withholding Order
This document directs an employer to withhold child support or spousal support payments from a spouse's paycheck.
Relevant Laws
Indiana Code § 31-15-2-3: Residency Requirement
To file for divorce in Indiana, either spouse must be a resident of the state for at least six months, and a resident of the county where filing for at least three months. This residency requirement must be met before the court has jurisdiction to hear your divorce case.
Indiana Code § 31-15-2-5: No-Fault Divorce
Indiana is a 'no-fault' divorce state, meaning you can file for divorce based on 'irretrievable breakdown of the marriage' without proving fault. However, Indiana also allows fault-based grounds including conviction of a felony, impotence, or incurable insanity.
Indiana Code § 31-15-2-13: Waiting Period
Indiana has a mandatory 60-day waiting period from the date of filing before a divorce can be finalized. This 'cooling off' period applies to all divorces, even if both parties agree to all terms.
Indiana Code § 31-15-7-4: Division of Property
Indiana follows an 'equitable distribution' approach to dividing marital property. The court starts with a presumption of a 50/50 split, but may adjust based on factors including length of marriage, contributions of each spouse, and economic circumstances.
Indiana Code § 31-16-8-1: Child Support Guidelines
Indiana uses the Income Shares Model for calculating child support, which considers both parents' incomes and the number of children. The Indiana Child Support Guidelines provide a formula that courts must follow unless there's good reason to deviate.
Indiana Code § 31-17-2-8: Child Custody Determination
When determining child custody, Indiana courts make decisions based on the 'best interests of the child' standard. Factors include the child's age and sex, parents' wishes, child's adjustment to home/school, and all individuals involved in the child's care.
Indiana Code § 31-15-7-5: Spousal Maintenance
Indiana courts may award spousal maintenance (alimony) in limited circumstances: if a spouse is physically or mentally incapacitated, lacks sufficient property to provide for needs, or is the custodian of a child whose condition prevents the custodian from working.
Indiana Code § 31-15-2-17: Summary Dissolution
Indiana offers a simplified divorce process if certain conditions are met, including: no children under 18, marriage less than 2 years, minimal assets/debts, no real property, and both parties agree to waive final hearing. This can expedite the divorce process.
Regional Variances
Northern Indiana
Lake County courts often have longer processing times for divorce cases due to higher caseloads. The county also has specific local rules requiring mandatory mediation before trial dates are set in contested divorces, which can extend the timeline by 30-60 days compared to other counties.
St. Joseph County has implemented a specialized Family Court Division that handles divorces with a focus on case management. They require additional financial disclosure forms beyond the state requirements and have stricter enforcement of parenting time guidelines.
Central Indiana
As Indiana's most populous county, Marion County has a unique divorce filing system with specialized commissioners handling preliminary matters. They have implemented an electronic filing system that differs from other counties, and contested custody cases are automatically referred to the Domestic Relations Counseling Bureau for evaluation.
Hamilton County has some of the most detailed financial disclosure requirements in the state, requiring documentation of all assets valued over $500 (compared to $1,000 in many other counties). The county also typically applies higher standards for determining child support in high-income cases.
Southern Indiana
Vanderburgh County courts have implemented a unique case management system for divorces involving children, requiring parents to complete additional parenting classes beyond the state minimum. The county also has specific local rules regarding temporary possession of the marital residence during proceedings.
Monroe County has established specialized procedures for handling divorces involving college expenses (relevant due to Indiana University's presence). The county also has more liberal interpretations of property division statutes, often considering future earning potential in ways other counties might not.
Suggested Compliance Checklist
Determine eligibility for divorce in Indiana
0 days after startingBefore filing for divorce in Indiana, ensure you meet the residency requirements. Either you or your spouse must have been a resident of Indiana for at least six months, and a resident of the county where you're filing for at least three months. This is a fundamental requirement that must be met before proceeding.
Gather important personal and financial documents
7 days after startingCollect documents including tax returns, pay stubs, bank statements, retirement account statements, property deeds, vehicle titles, insurance policies, and documentation of debts. These will be needed for financial disclosure and property division discussions.
Draft Petition for Dissolution of Marriage
14 days after startingThis is the formal document that initiates the divorce process. In Indiana, it must include basic information about both spouses, date and place of marriage, date of separation, grounds for divorce (Indiana allows no-fault divorce based on 'irretrievable breakdown'), information about children if applicable, and general statements about property and debts. You can file this yourself or with an attorney's assistance.
Prepare Summons
14 days after startingA Summons must accompany your Petition. This document officially notifies your spouse of the divorce action and provides information about responding to the petition. Indiana requires specific language in the Summons, so use the court-approved form.
File divorce papers with the appropriate court
21 days after startingFile your Petition for Dissolution of Marriage and Summons with the clerk of the circuit court in the county where you or your spouse resides. You'll need to pay a filing fee (approximately $135-$400 depending on the county). If you cannot afford the fee, you can file a fee waiver request.
Serve divorce papers on your spouse
28 days after startingYour spouse must be formally notified of the divorce filing. In Indiana, this can be done through certified mail with return receipt, personal service by sheriff or private process server, or your spouse can sign an Acceptance of Service. Service must be completed according to Indiana Rules of Trial Procedure.
Prepare or respond to Response to Petition for Dissolution
48 days after startingIf you're the respondent (non-filing spouse), you have 20 days after being served to file a written response. If you're the petitioner, review your spouse's response when received. The response addresses each paragraph of the petition, either admitting or denying the statements.
Complete Financial Disclosure Declaration
60 days after startingBoth spouses must complete and exchange detailed financial disclosure forms. In Indiana, this includes listing all assets, debts, income, and expenses. Be thorough and honest—intentionally hiding assets can result in penalties. This disclosure is crucial for fair property division and support determinations.
Attend preliminary hearing or status conference
75 days after startingThe court may schedule an initial hearing to address temporary matters such as temporary custody, support, and use of property during the divorce process. Prepare to discuss these issues and bring relevant documentation.
Develop Parenting Plan (if children are involved)
90 days after startingIf you have children, create a detailed parenting plan addressing custody, parenting time (visitation), decision-making authority, and communication between parents. Indiana courts strongly encourage parents to work together on this plan. The plan must be in the best interests of the children and follow Indiana Parenting Time Guidelines.
Complete Child Support Worksheet
90 days after startingIndiana uses the Income Shares Model for calculating child support. Complete the Indiana Child Support Worksheet using the online calculator provided by the Indiana Supreme Court. You'll need income information for both parents, health insurance costs for children, work-related childcare expenses, and other relevant factors.
Participate in mediation (if required or chosen)
105 days after startingMany Indiana counties require mediation before a final hearing, especially in cases involving children. Even if not required, mediation can help resolve disputes more amicably and cost-effectively. Choose a certified mediator and prepare to discuss all contested issues.
Draft Marital Settlement Agreement
120 days after startingWork with your spouse (and attorneys if applicable) to create a comprehensive settlement agreement covering division of assets and debts, spousal maintenance (if any), and any other financial matters. In Indiana, marital property is subject to 'equitable distribution,' which presumes a 50/50 split but allows for adjustments based on various factors.
Prepare Qualified Domestic Relations Order (QDRO) if needed
135 days after startingIf retirement accounts will be divided, a QDRO is required to properly allocate these assets without tax penalties. This specialized legal document must comply with both federal ERISA requirements and Indiana law. Each retirement plan may have specific requirements for QDROs, so check with the plan administrator.
Prepare for and attend final hearing
150 days after startingIf all issues are resolved, the final hearing may be brief. If issues remain contested, prepare evidence and testimony for a trial. Bring copies of all agreements and financial documents. In Indiana, there is a 60-day waiting period from filing before a divorce can be finalized (longer if contested).
Review Final Decree of Divorce
165 days after startingThe Final Decree is the court order that officially ends your marriage and resolves all issues. Review it carefully before signing to ensure it accurately reflects all agreements and court decisions. Once signed by the judge, it becomes a binding court order.
Implement Wage Withholding Order for child support
180 days after startingIf child support is ordered, Indiana requires an Income Withholding Order to be established. This document directs the paying parent's employer to withhold support from their paycheck and send it to the Indiana State Central Collection Unit, which then distributes it to the receiving parent.
Update personal records and accounts
210 days after startingAfter the divorce is finalized, update your name (if changed), beneficiary designations on insurance policies and retirement accounts, wills and estate plans, emergency contacts, and other personal records. Also update your driver's license, Social Security information, and passport if your name changed.
Comply with property transfer requirements
240 days after startingExecute deeds, titles, and other documents necessary to transfer property as outlined in the divorce decree. For real estate transfers in Indiana, you may need to file deeds with the county recorder's office. For vehicles, contact the Indiana BMV to transfer titles.
Establish new tax filing status
270 days after startingUnderstand how your divorce affects your tax filing status. In Indiana, your marital status on December 31 determines your filing status for that tax year. Consider consulting a tax professional about potential implications for deductions, credits, and who claims children as dependents.
Task | Description | Document | Days after starting |
---|---|---|---|
Determine eligibility for divorce in Indiana | Before filing for divorce in Indiana, ensure you meet the residency requirements. Either you or your spouse must have been a resident of Indiana for at least six months, and a resident of the county where you're filing for at least three months. This is a fundamental requirement that must be met before proceeding. | - | 0 |
Gather important personal and financial documents | Collect documents including tax returns, pay stubs, bank statements, retirement account statements, property deeds, vehicle titles, insurance policies, and documentation of debts. These will be needed for financial disclosure and property division discussions. | - | 7 |
Draft Petition for Dissolution of Marriage | This is the formal document that initiates the divorce process. In Indiana, it must include basic information about both spouses, date and place of marriage, date of separation, grounds for divorce (Indiana allows no-fault divorce based on 'irretrievable breakdown'), information about children if applicable, and general statements about property and debts. You can file this yourself or with an attorney's assistance. | Petition for Dissolution of Marriage | 14 |
Prepare Summons | A Summons must accompany your Petition. This document officially notifies your spouse of the divorce action and provides information about responding to the petition. Indiana requires specific language in the Summons, so use the court-approved form. | Summons | 14 |
File divorce papers with the appropriate court | File your Petition for Dissolution of Marriage and Summons with the clerk of the circuit court in the county where you or your spouse resides. You'll need to pay a filing fee (approximately $135-$400 depending on the county). If you cannot afford the fee, you can file a fee waiver request. | - | 21 |
Serve divorce papers on your spouse | Your spouse must be formally notified of the divorce filing. In Indiana, this can be done through certified mail with return receipt, personal service by sheriff or private process server, or your spouse can sign an Acceptance of Service. Service must be completed according to Indiana Rules of Trial Procedure. | - | 28 |
Prepare or respond to Response to Petition for Dissolution | If you're the respondent (non-filing spouse), you have 20 days after being served to file a written response. If you're the petitioner, review your spouse's response when received. The response addresses each paragraph of the petition, either admitting or denying the statements. | Response to Petition for Dissolution | 48 |
Complete Financial Disclosure Declaration | Both spouses must complete and exchange detailed financial disclosure forms. In Indiana, this includes listing all assets, debts, income, and expenses. Be thorough and honest—intentionally hiding assets can result in penalties. This disclosure is crucial for fair property division and support determinations. | Financial Disclosure Declaration | 60 |
Attend preliminary hearing or status conference | The court may schedule an initial hearing to address temporary matters such as temporary custody, support, and use of property during the divorce process. Prepare to discuss these issues and bring relevant documentation. | - | 75 |
Develop Parenting Plan (if children are involved) | If you have children, create a detailed parenting plan addressing custody, parenting time (visitation), decision-making authority, and communication between parents. Indiana courts strongly encourage parents to work together on this plan. The plan must be in the best interests of the children and follow Indiana Parenting Time Guidelines. | Parenting Plan | 90 |
Complete Child Support Worksheet | Indiana uses the Income Shares Model for calculating child support. Complete the Indiana Child Support Worksheet using the online calculator provided by the Indiana Supreme Court. You'll need income information for both parents, health insurance costs for children, work-related childcare expenses, and other relevant factors. | Child Support Worksheet | 90 |
Participate in mediation (if required or chosen) | Many Indiana counties require mediation before a final hearing, especially in cases involving children. Even if not required, mediation can help resolve disputes more amicably and cost-effectively. Choose a certified mediator and prepare to discuss all contested issues. | - | 105 |
Draft Marital Settlement Agreement | Work with your spouse (and attorneys if applicable) to create a comprehensive settlement agreement covering division of assets and debts, spousal maintenance (if any), and any other financial matters. In Indiana, marital property is subject to 'equitable distribution,' which presumes a 50/50 split but allows for adjustments based on various factors. | Marital Settlement Agreement | 120 |
Prepare Qualified Domestic Relations Order (QDRO) if needed | If retirement accounts will be divided, a QDRO is required to properly allocate these assets without tax penalties. This specialized legal document must comply with both federal ERISA requirements and Indiana law. Each retirement plan may have specific requirements for QDROs, so check with the plan administrator. | Qualified Domestic Relations Order (QDRO) | 135 |
Prepare for and attend final hearing | If all issues are resolved, the final hearing may be brief. If issues remain contested, prepare evidence and testimony for a trial. Bring copies of all agreements and financial documents. In Indiana, there is a 60-day waiting period from filing before a divorce can be finalized (longer if contested). | - | 150 |
Review Final Decree of Divorce | The Final Decree is the court order that officially ends your marriage and resolves all issues. Review it carefully before signing to ensure it accurately reflects all agreements and court decisions. Once signed by the judge, it becomes a binding court order. | Final Decree of Divorce | 165 |
Implement Wage Withholding Order for child support | If child support is ordered, Indiana requires an Income Withholding Order to be established. This document directs the paying parent's employer to withhold support from their paycheck and send it to the Indiana State Central Collection Unit, which then distributes it to the receiving parent. | Wage Withholding Order | 180 |
Update personal records and accounts | After the divorce is finalized, update your name (if changed), beneficiary designations on insurance policies and retirement accounts, wills and estate plans, emergency contacts, and other personal records. Also update your driver's license, Social Security information, and passport if your name changed. | - | 210 |
Comply with property transfer requirements | Execute deeds, titles, and other documents necessary to transfer property as outlined in the divorce decree. For real estate transfers in Indiana, you may need to file deeds with the county recorder's office. For vehicles, contact the Indiana BMV to transfer titles. | - | 240 |
Establish new tax filing status | Understand how your divorce affects your tax filing status. In Indiana, your marital status on December 31 determines your filing status for that tax year. Consider consulting a tax professional about potential implications for deductions, credits, and who claims children as dependents. | - | 270 |
Frequently Asked Questions
To file for divorce in Indiana, either you or your spouse must have been a resident of Indiana for at least six months immediately before filing the petition. Additionally, either you or your spouse must have been a resident of the county where you're filing for at least three months. If you don't meet these residency requirements, the court won't have jurisdiction to hear your case.
Yes, Indiana is a 'no-fault' divorce state. You can file for divorce based on 'irretrievable breakdown of the marriage,' which means the marriage is broken beyond repair. You don't need to prove that either spouse did something wrong to cause the divorce. However, Indiana also recognizes fault-based grounds such as conviction of a felony, impotence, and incurable insanity, though these are rarely used.
Indiana follows the 'equitable distribution' principle for property division. This means all property acquired by either spouse during the marriage is considered marital property subject to division, regardless of whose name is on the title. The court starts with a presumption of a 50/50 split, but may adjust based on factors like each spouse's economic circumstances, contributions to acquiring property, and conduct during the marriage. Property owned before the marriage or received as gifts/inheritance may still be considered in the overall division.
Indiana courts determine child custody based on the 'best interests of the child' standard. Factors considered include the child's age and sex, parents' wishes, child's wishes (especially for older children), relationships with parents and siblings, child's adjustment to home/school/community, mental and physical health of all parties, evidence of domestic violence, and each parent's willingness to foster a relationship between the child and the other parent. Indiana courts generally favor arrangements that allow both parents to have meaningful roles in their children's lives.
Indiana uses the Income Shares Model to calculate child support, which is based on the premise that children should receive the same proportion of parental income they would have received if the parents lived together. The calculation considers both parents' gross incomes, the number of children, parenting time, health insurance costs for the children, work-related childcare expenses, and any special needs of the children. The Indiana Child Support Guidelines provide worksheets and calculators to determine the specific amount.
In Indiana, there is a mandatory 60-day waiting period from the date of filing before a divorce can be finalized. This is the minimum time, and uncontested divorces with no children might be completed shortly after this period. However, contested divorces involving property disputes, child custody issues, or other complications can take significantly longer, potentially 6-12 months or more depending on court schedules and the complexity of issues to be resolved.
While you're not legally required to have a lawyer to get divorced in Indiana, it's highly recommended, especially if your case involves children, significant assets, or disputes with your spouse. If you choose to represent yourself (pro se), you'll be responsible for understanding all legal procedures, filing the correct paperwork, and advocating for yourself in court. The Indiana courts provide some resources for self-represented litigants, but navigating the process alone can be challenging and may result in unfavorable outcomes.
Legal separation in Indiana is a formal court process that allows couples to live apart while remaining legally married. It addresses many of the same issues as divorce (property division, child custody, support) but doesn't end the marriage. Legal separations in Indiana last for one year and can be converted to a divorce. The main differences are that legally separated spouses cannot remarry, may maintain insurance benefits, and have the option of reconciliation without remarrying. Divorce, on the other hand, permanently dissolves the marriage.
Indiana courts rarely award spousal maintenance (alimony). It's typically granted only in three specific circumstances: (1) if a spouse is physically or mentally incapacitated to the extent that self-support is not possible; (2) if a spouse lacks sufficient property to provide for their needs and has custody of a child with physical or mental incapacity requiring care that prevents the custodial parent from working; or (3) rehabilitative maintenance for up to three years to help a spouse get education or training to become self-supporting. Unlike many states, Indiana doesn't consider standard of living during marriage or length of marriage as primary factors.
In Indiana, debts acquired during the marriage are typically considered marital debts subject to division in divorce, regardless of whose name is on the account. The court aims for an equitable (fair) division, not necessarily equal. Factors considered include who incurred the debt, for what purpose, and each spouse's economic circumstances. It's important to note that creditors are not bound by divorce decrees, so if your ex-spouse fails to pay a debt assigned to them that has your name on it, creditors can still come after you. Consider refinancing joint debts when possible.