Roommate Agreement Template
The national rules every roommate agreement rests on: what the agreement can and cannot do, where a handful of states add real rights, and where state law stays silent.
Find out where you stand — what state are you in?
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Introduction
A roommate agreement is a private contract between co-tenants, not a lease. It does not bind the landlord, does not add or remove anyone from the lease, and does not change what the lease itself says. What it does is settle the things most leases never address: how rent gets covered if one roommate falls behind, how a shared security deposit gets divided, whose chores are whose, and what happens if a roommate needs to be replaced. State law on these questions varies more than most guides admit, and not evenly. Most states, Florida among them, have no roommate-specific statute at all, so the written agreement is the only thing governing the arrangement. A minority have real roommate law: California lets an owner-occupier remove a single lodger without a court eviction, New York's Roommate Law voids lease clauses that try to restrict occupancy to named tenants, and Washington gives a roommate who has coresided for six months a statutory right to apply to join the lease if the original tenant permanently moves out. Layered on top of all of this, city ordinances in places like San Francisco, New York City, Seattle, Chicago, and Austin often matter more than the state statute itself. Use your state's page for the specific rule and the citation behind it; this page covers what stays true everywhere.
Key Things to Know
- 1
A roommate agreement is a contract between co-tenants only. It does not bind the landlord, does not modify the lease, and does not give either roommate any right against the landlord that the lease itself does not already give.
- 2
Most states have no roommate-specific statute at all. Florida is the clearest example: its landlord-tenant law never uses the words roommate, cotenant, or sublet, so in states like it, the written agreement is the only thing governing the arrangement.
- 3
A minority of states have real roommate law. California lets an owner-occupier remove a single lodger without a court eviction, New York's Roommate Law voids lease clauses restricting occupancy to named tenants, and Washington gives a roommate who coresided six months a statutory right to apply to join the lease when the original tenant permanently moves out.
- 4
City ordinances often matter as much as, or more than, state law. San Francisco, New York City, Seattle, Chicago, and Austin all layer additional roommate or subletting rules on top of their state's statute, so checking only the state law can miss the rule that actually applies.
- 5
Removing an unwanted roommate almost always requires the landlord to file a formal eviction. Self-help removal, such as changing locks or removing belongings, is illegal in nearly every state and can expose the person who does it to damages; a lodger-style exception, where one exists, is narrow and state-specific.
- 6
Whether a roommate is a co-tenant on the lease or only an occupant or subtenant of the original tenant depends on the paperwork with the landlord, not on the roommate agreement, and that status decides who has rights against whom if the arrangement breaks down.
- 7
Most states set no default for splitting a security deposit or dividing rent liability among roommates when one falls behind or moves out. Where state law is silent, and it usually is, the written roommate agreement is what actually controls.
Key Decisions
Roommate Agreement Requirements
Identify every roommate by name and the address of the home being shared.
State which roommates signed the lease with the landlord and which did not. A roommate who is not on the lease usually has no direct relationship with the landlord, and this agreement does not create one.
Set each roommate's share of the rent, when it is due, and who actually pays the landlord.
Say how the security deposit was contributed and how it gets settled when one roommate leaves, since most state deposit statutes govern only the landlord and say nothing about splitting it between roommates.
Divide utilities and shared expenses, and name who holds each account.
Set how much notice a roommate must give before moving out and who must approve a replacement.
State plainly that this agreement binds the roommates to each other only. It does not bind the landlord, does not modify the lease, and cannot add or remove anyone from it.
Agree in advance how disputes are resolved between roommates.
Check your state and city rules before signing. Roommate selection, advertising, and removal are governed by state law that varies, and several cities add their own rules on top.
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Frequently Asked Questions
A roommate agreement is a private contract between the people sharing a home, covering how rent and expenses split, chores, guests, quiet hours, and what happens if someone moves out or stops paying. It is not a lease, and it does not involve the landlord.
No. A roommate agreement is a contract between co-tenants only. It cannot add or remove anyone from the lease, cannot bind the landlord, and cannot override what the lease itself says about who may occupy the unit or who owes rent.
In nearly every state, no. Removing a roommate who will not leave almost always requires the landlord to file a formal eviction, and self-help removal, such as changing locks or removing belongings, is illegal in most states and can expose the person who does it to damages. A small number of states, California among them, have a narrow exception for one specific situation, but that exception is not the general rule.
It depends on the paperwork with the landlord, not on the roommate agreement. A roommate named directly on the lease is typically a co-tenant with obligations to the landlord; a roommate who only has an arrangement with the original tenant is usually an occupant or subtenant with no direct relationship to the landlord. Check the lease itself, since this varies by state and by paperwork.
It depends on the lease and, in some states, on general contract law, not on one uniform national rule. Several states have no statute addressing joint and several liability among roommates at all, which means the lease controls what the landlord can collect, and the roommate agreement should state clearly how the roommates divide that responsibility among themselves.
Most states regulate only how a landlord holds and returns a deposit, not how roommates divide it among themselves when one of them moves out. Where state law is silent, which is most of the time, the written roommate agreement is what actually governs the split.
Occasionally. Most states leave this entirely to the lease and the landlord's consent, but a handful of states have a statute that overrides a restrictive lease clause, such as a law letting a tenant add one additional occupant despite what the lease says. Some cities layer their own version of this right on top. Check the specific rule where you live rather than assuming one applies.
Often, yes. In several major cities, including San Francisco, New York City, Seattle, Chicago, and Austin, a local ordinance adds rights or procedures that do not exist anywhere else in the state, covering things like adding a roommate, subletting, or how a departing roommate gets replaced. Always check whether your city has its own rule layered on top of the state one.