Indiana Roommate Agreement

The Indiana rules that shape the document: no lodger law, no statewide right to add a roommate, and a state statute that bars every Indiana city from adding its own overlay.

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Introduction

A roommate agreement is a contract between co-tenants that divides rent, chores, and shared expenses and sets house rules. It is not a lease, it does not bind the landlord, and it does not change what the lease says. In Indiana, no statute gives a tenant an affirmative right to add a roommate, and no lodger law lets an owner-occupier remove a roommate without a formal eviction, so everything runs on the lease and Indiana's ordinary eviction process. Indiana also statutorily bars every city, county, and township from layering its own landlord-tenant or roommate rule on top of state law, so unlike Chicago, Seattle, or New York City there is no local overlay anywhere in Indiana to check.

Key Things to Know

  1. 1

    In Indiana, no roommate can remove another roommate on their own, even with a signed agreement. There is no lodger-removal shortcut like California's, so only the landlord, through a formal court eviction, can remove someone with an established tenancy.

  2. 2

    Indiana has no statewide statute giving a tenant an affirmative right to add a roommate, unlike New York's Roommate Law or Oregon's roommate statute. Whether you can add or replace an occupant, and whether that person becomes a co-tenant or stays an occupant of the original tenant, depends entirely on the lease.

  3. 3

    No Indiana statute or reported case sets a default joint-and-several liability rule for roommates who sign one lease together. The lease itself controls what each Roommate owes the landlord, so this Agreement should state each Roommate's share and a reimbursement process in writing.

  4. 4

    Indiana's security deposit statute (IC 32-31-3-10) defines a tenant as a single individual and governs only the landlord's return of a deposit. It says nothing about dividing a jointly paid deposit among roommates when one moves out; your written agreement is the only thing that governs that split.

  5. 5

    Indiana Code 32-31-1-20(c) bars every Indiana city, county, and township from regulating landlord-tenant relationships, including tenant screening and lease terms, unless the General Assembly authorizes it. This forecloses a Chicago- or Seattle-style local roommate overlay anywhere in Indiana, including Indianapolis.

  6. 6

    Indiana's Fair Housing Law exempts an owner who occupies one unit of a dwelling of four or fewer independent units from the state's discriminatory selection and advertising rules for that unit (IC 22-9.5-3-1(a)(2)). Indiana adds no protected classes beyond the federal Fair Housing Act list.

  7. 7

    This Agreement is a contract between roommates only. It does not bind the landlord, does not modify the lease, and does not require the landlord's signature or consent to be valid between the roommates who sign it.

Key decisions before you file

Before you file a Roommate Agreement in Indiana, a few decisions shape the document: which option to choose and what each one means. The Roommate Agreement guide walks through them.

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INDIANA Roommate Agreement (Compact State Terms)

This compact set states the Indiana-specific terms for a Roommate Agreement. Use it with the national Roommate Agreement template, which covers rent splitting, chores, guests, and shared expenses. This Agreement is between the co-tenants only; it does not bind the landlord or alter the lease.

1. Governing Law. This Agreement is governed by Indiana law.

2. No Statewide Right to Add an Occupant. No Indiana statute gives a tenant an affirmative right to add a roommate, unlike New York's Roommate Law. Whether a new occupant may be added, and whether that person becomes a co-tenant or remains an occupant of the original tenant, depends entirely on the lease. The Roommates agree to check the lease's occupancy and subletting terms, and get the landlord's consent where the lease requires it, before adding or replacing anyone.

3. Removing a Roommate Requires the Landlord's Formal Eviction; No Self-Help. Indiana has no lodger-removal shortcut like California's. A roommate has no independent power to remove another roommate, change the locks, or remove their belongings. A tenancy at will ends only on one month's written notice (Indiana Code 32-31-1-1), and nonpayment ends a tenancy on ten days' notice (Indiana Code 32-31-1-6); both notices belong to the landlord, not a co-tenant, and both lead to the ordinary court eviction process. The Roommates agree not to force another Roommate out except through the landlord's formal eviction or that Roommate's voluntary agreement to leave.

4. Rent and Liability Between Roommates. No Indiana statute or case sets a default joint-and-several liability rule for co-tenants on one lease. What the Roommates owe the landlord is controlled by the lease, not this Agreement. Between themselves, each Roommate is responsible only for the share stated in the national template, and one who pays more than that share to the landlord may seek reimbursement from the others.

5. Security Deposit Division. Indiana Code 32-31-3-10 governs only the landlord's return of a deposit and defines a tenant as a single individual occupant; it does not address dividing a jointly paid deposit among roommates when one moves out. The Roommates agree that deposit contributions and move-out reimbursement follow the division stated in the national template, not Indiana statute.

6. No Local Overlay Anywhere in Indiana. Indiana Code 32-31-1-20(c) bars every Indiana city, county, and township from regulating landlord-tenant relations, including screening, lease terms, and the rights of the parties to a lease, unless the General Assembly authorizes it, and voids any ordinance that tries. Unlike Chicago or Seattle, no Indiana city, including Indianapolis, may add its own roommate or sublease rule, so there is no local ordinance to check.

7. Selecting a Roommate. Indiana Code 22-9.5-3-1(a)(2) exempts an owner who occupies one unit of a dwelling of four or fewer independent units from the state's discriminatory selection and advertising rules for that unit. Indiana adds no protected classes beyond the federal Fair Housing Act list. A Roommate relying on this exemption should confirm it fits their arrangement first.

8. Execution. This Agreement is effective when signed by the Roommates. Indiana sets no signing formality; signatures alone bind the Roommates.

This compact Indiana set supplements the national Roommate Agreement template. It is general information, not legal advice; attorney review is available.

Indiana Requirements for Roommate Agreement

Indiana No Self-Help Removal Clause

Indiana has no lodger-removal shortcut and no statute letting one roommate remove another. Only the landlord can remove an occupant, and only through a formal court eviction. Include a clause confirming neither roommate will attempt self-help removal.

Indiana Occupancy and Subletting Deference to the Lease

Indiana has no statewide right to add a roommate, unlike New York's Roommate Law. Add a clause requiring the roommates to check the lease's occupancy and subletting terms and obtain any required landlord consent before adding or replacing an occupant.

Indiana Liability Allocation Clause

No Indiana statute or case sets a default joint-and-several liability rule for co-tenant rent. Add a clause allocating each roommate's actual share and a reimbursement mechanism for a roommate who pays more than their share to the landlord.

Indiana Security Deposit Division Clause

Indiana's security deposit statute does not address dividing a deposit among roommates and defines a tenant as a single individual occupant. Add a clause stating how deposit contributions and move-out reimbursement are handled among the roommates.

Indiana Statewide Preemption Notice

Indiana Code 32-31-1-20(c) bars every Indiana city, county, and township from regulating landlord-tenant relationships. Add a note confirming that no local ordinance applies on top of this Agreement and the lease anywhere in Indiana.

Frequently Asked Questions

It is a contract between co-tenants that divides rent, chores, and shared expenses and sets house rules. It is not a lease. It does not bind the landlord and does not change what your Indiana lease says.

No. Indiana has no mechanism for one roommate to unilaterally remove another. Only the landlord can remove an occupant with an established tenancy, and only through the ordinary court eviction process. Changing locks or forcing a roommate out yourself is illegal self-help, regardless of what a roommate agreement says.

No. Indiana has no statute equivalent to California's owner-occupier lodger removal shortcut. Indiana's landlord-tenant chapter has no lodger-specific removal category, so the same formal eviction process applies whether or not the owner lives in the unit.

No. Indiana Code 32-31-1-20(c) bars every Indiana city, county, and township from regulating landlord-tenant relationships, including tenant screening and lease terms, unless the General Assembly authorizes it, and voids any local ordinance that tries. This forecloses a Chicago- or Seattle-style overlay anywhere in Indiana, including Indianapolis.

No Indiana statute or reported case sets that default. Whether each roommate on the lease owes the landlord the full rent or just a share is controlled by the lease itself, so your roommate agreement should state each person's share and a reimbursement process in writing.

No Indiana statute addresses it. Indiana Code 32-31-3-10 governs only the landlord's return of a deposit and defines a tenant as a single individual occupant, with no provision for dividing a deposit among roommates. Your written roommate agreement is the only thing that governs this split.

Indiana's Fair Housing Law exempts an owner who occupies one unit of a dwelling of four or fewer independent units from the state's discriminatory selection and advertising rules for that unit (IC 22-9.5-3-1(a)(2)). Indiana adds no protected classes beyond the federal Fair Housing Act list. That state exemption does not touch the separate federal Fair Housing Act advertising rule, which applies regardless of the state carve-out, so an ad that indicates a preference based on a protected characteristic could still create federal liability even where the Indiana exemption applies. Ask an Indiana attorney before relying on this exemption for an advertisement.

No. A roommate agreement is a contract between co-tenants only. It does not bind the landlord, does not modify the lease, and does not require the landlord's signature to be enforceable between the roommates who sign it.