New Mexico Security Deposit Demand Letter

In New Mexico an owner must give you an itemized list of deductions within 30 days. Miss it and the owner forfeits the right to withhold and owes court costs and fees, plus $250 for bad faith. Attorney review available.

Introduction

A security deposit demand letter is a written demand a New Mexico tenant sends a former landlord to recover a security deposit that has not been returned, before filing in court. In New Mexico, under NMSA 1978 Section 47-8-18, the owner must provide the resident with an itemized written list of the deductions from the deposit and the balance of the deposit, if any, within 30 days of the date of termination of the rental agreement or resident departure, whichever is later. An owner who fails to provide that list within 30 days forfeits the right to withhold any portion of the deposit and is liable to the resident for court costs and reasonable attorneys' fees. An owner who in bad faith retains a deposit is liable for a civil penalty of $250 payable to the resident; New Mexico adds no two or three times multiplier. The deposit may be applied only to recover damages caused to the premises by the resident, and no deposit may be retained to cover normal wear and tear (Section 47-8-18). If the demand is ignored, a New Mexico tenant can sue in magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3). DocDraft builds your New Mexico security deposit demand letter from your facts, with attorney review available before you send it.

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Key Things to Know

  1. 1

    A security deposit demand letter is a written demand a New Mexico tenant sends a former landlord to recover a deposit withheld past the state deadline, before taking the owner to court.

  2. 2

    The owner must provide an itemized written list of the deductions and the balance of the deposit within 30 days of termination of the rental agreement or resident departure, whichever is later (NMSA 1978 Section 47-8-18).

  3. 3

    An owner who fails to provide that list within 30 days forfeits the right to withhold any portion of the deposit and is liable to the resident for court costs and reasonable attorneys' fees (NMSA 1978 Section 47-8-18).

  4. 4

    An owner who in bad faith retains a deposit is liable for a civil penalty of $250 payable to the resident; New Mexico adds no two or three times multiplier (NMSA 1978 Section 47-8-18).

  5. 5

    The deposit may be applied only to recover damages caused to the premises by the resident during the term of residency (NMSA 1978 Section 47-8-18).

  6. 6

    No deposit may be retained to cover normal wear and tear (NMSA 1978 Section 47-8-18).

  7. 7

    If the demand is ignored, a New Mexico tenant can sue in magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3).

Key decisions before you file

Before you file a Security Deposit Demand Letter in New Mexico, a few decisions shape the document: which option to choose and what each one means. The Security Deposit Demand Letter guide walks through them.

Open the Security Deposit Demand Letter guide

Customize your Security Deposit Demand Letter Template with DocDraft

[YOUR NAME] [YOUR CURRENT ADDRESS] [CITY, NEW MEXICO ZIP] [EMAIL] [PHONE]

[DATE]

[OWNER / PROPERTY MANAGER NAME] [OWNER ADDRESS] [CITY, NEW MEXICO ZIP]

Re: Demand for return of security deposit for [RENTAL ADDRESS, UNIT #], New Mexico

Dear [OWNER NAME]:

I rented the property at [RENTAL ADDRESS] in New Mexico from [LEASE START DATE] to [MOVE-OUT DATE], and I paid a security deposit of $[DEPOSIT AMOUNT] at the start of the tenancy. The rental agreement terminated and I departed on [DATE]. My forwarding address is above.

Under NMSA 1978 Section 47-8-18, you were required to provide me with an itemized written list of the deductions from the deposit and the balance of the deposit, if any, within 30 days of the date of termination of the rental agreement or my departure, whichever is later. That deadline has passed. To date I have received [nothing / only $AMOUNT / an itemized list I dispute for the reasons below].

An owner who fails to provide that itemized list within 30 days forfeits the right to withhold any portion of the deposit and is liable to the resident for court costs and reasonable attorneys' fees (Section 47-8-18). The deposit may be applied only to recover damages I caused to the premises, and no deposit may be retained to cover normal wear and tear. The deductions you claimed are improper because [explain: no itemized list provided within 30 days, normal wear and tear, amounts unsupported].

I am owed $[AMOUNT STILL DUE]. I demand that you return this amount to me at the address above by [DEADLINE DATE, for example 14 days from this letter].

If I do not receive full payment by that date, I intend to file in New Mexico magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3). Because you failed to provide the required itemized list, you forfeited the right to withhold any part of the deposit, and I will seek court costs and reasonable attorneys' fees. If you retained my deposit in bad faith, you are also liable for a civil penalty of $250 payable to me under Section 47-8-18. New Mexico does not add a two or three times multiplier.

Please send payment to the address above. I am keeping a copy of this letter and proof of its delivery.

Sincerely,


[YOUR NAME]

Note: This is a New Mexico security deposit demand letter drawn from NMSA 1978 Section 47-8-18. New Mexico sets a 30-day itemized-list deadline, forfeits the right to withhold when the owner misses it, and adds a $250 bad-faith penalty. For the generic template and other states, see the Security Deposit Demand Letter hub.

New Mexico Requirements for Security Deposit Demand Letter

30-Day Itemized List Deadline

In New Mexico the owner must provide an itemized written list of the deductions and the balance of the deposit within 30 days of termination of the rental agreement or resident departure, whichever is later (NMSA 1978 Section 47-8-18). Your demand letter should state that this deadline has passed.

Missing List Forfeits the Right to Withhold

An owner who fails to provide the itemized list within 30 days forfeits the right to withhold any portion of the deposit and is liable to the resident for court costs and reasonable attorneys' fees (NMSA 1978 Section 47-8-18). A late or missing list defeats the deductions.

$250 Bad-Faith Civil Penalty, No Multiplier

An owner who in bad faith retains a deposit is liable for a civil penalty of $250 payable to the resident (NMSA 1978 Section 47-8-18). New Mexico adds no two or three times multiplier; the remedy is forfeiture, fees, and the $250 bad-faith penalty.

Permitted Use of the Deposit

A New Mexico deposit may be applied only to recover damages caused to the premises by the resident during the term of residency (NMSA 1978 Section 47-8-18). Charges outside that basis, and any charge not itemized within 30 days, can be disputed.

No Deposit Retained for Normal Wear and Tear

No deposit may be retained to cover normal wear and tear (NMSA 1978 Section 47-8-18). Charges for ordinary use, such as worn carpet or faded paint, are not a permitted basis to keep the deposit and can be disputed in your demand letter.

Deposit Cap for Leases Under One Year

For a rental agreement of less than one year, the owner may not demand a deposit greater than one month's rent, and where a larger deposit is required the owner must pay the resident annual interest at the passbook rate (NMSA 1978 Section 47-8-18).

Send With Proof of Delivery and a Forwarding Address

Send the demand to the owner's address using a trackable method such as certified mail with return receipt, and provide your forwarding address. Keep a copy of the letter and the delivery record for a later magistrate court filing.

Magistrate Court Limit

New Mexico has no separate small claims court; a money claim is filed in magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3). Filing promptly after the demand deadline passes is the practical course.

Frequently Asked Questions

It is a written demand a New Mexico tenant sends a former landlord to recover a security deposit the owner did not return with a proper itemized list within the 30 days that NMSA 1978 Section 47-8-18 allows. The letter states the amount owed, disputes any improper deductions, and asks for payment by a set date. It documents that you asked for the deposit before filing suit, and it can note that an owner who missed the 30-day itemized-list deadline forfeits the right to withhold any of the deposit.

A New Mexico security deposit demand letter is an informal written request that costs nothing to send and asks the owner to pay before any case is filed. New Mexico has no separate small claims court, so a money claim is filed in magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3). The demand letter often resolves the dispute on its own, and if it does not, it becomes evidence that you tried to settle before suing for costs, fees, and the $250 bad-faith penalty.

In New Mexico the owner must provide the resident with an itemized written list of the deductions and the balance of the deposit within 30 days of the date of termination of the rental agreement or resident departure, whichever is later (NMSA 1978 Section 47-8-18). If 30 days pass with no itemized list, the owner forfeits the right to withhold any portion of the deposit, and a demand letter followed by a magistrate court claim is the usual path.

In New Mexico an owner who fails to provide the itemized list within 30 days forfeits the right to withhold any portion of the deposit and is liable to the resident for court costs and reasonable attorneys' fees (NMSA 1978 Section 47-8-18). An owner who in bad faith retains a deposit is also liable for a civil penalty of $250 payable to the resident. New Mexico adds no two or three times multiplier, but the forfeiture, fees, and $250 penalty can exceed the amount withheld.

In New Mexico the deposit may be applied only to recover damages caused to the premises by the resident during the term of residency (NMSA 1978 Section 47-8-18). No deposit may be retained to cover normal wear and tear. Because the owner must itemize the deductions in writing within 30 days, any charge that is not listed, or that reflects ordinary wear and tear, can be disputed in your demand letter.

Yes. Under NMSA 1978 Section 47-8-18, a New Mexico owner must provide the resident with an itemized written list of the deductions from the deposit and the balance of the deposit, if any, within 30 days of termination of the rental agreement or resident departure, whichever is later. An owner who fails to provide that list within 30 days forfeits the right to withhold any portion of the deposit, which is a central point to raise in your demand letter.

New Mexico has no separate small claims court, so a money claim is filed in magistrate court, where the civil limit is $10,000 (NMSA 1978 Section 35-3-3). A deposit claim can include the deposit the owner had no right to withhold, court costs and reasonable attorneys' fees, and a $250 civil penalty where the owner acted in bad faith (Section 47-8-18). Sending your demand letter first and filing promptly is the practical approach.

A New Mexico demand letter should identify you and the owner, give the rental address and the dates of the tenancy, state the deposit amount and your forwarding address, and note that the 30-day itemized-list deadline under NMSA 1978 Section 47-8-18 has passed. It should dispute any charge for normal wear and tear or any deduction not itemized, state the exact amount owed, and demand payment by a specific date. Noting the forfeiture, the fees, and the $250 bad-faith penalty reinforces the demand.