Maine Transfer on Death Deed

A Maine transfer on death deed names a beneficiary to receive your home without probate. It must be notarized and recorded in the registry of deeds before your death. No witnesses are required. Attorney review available.

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Introduction

A transfer on death deed in Maine is a deed you sign and record while you are alive that names a beneficiary to receive your real property automatically when you die, without probate, under the Maine Uniform Real Property Transfer on Death Act (18-C M.R.S. Article 6, Part 4). An individual may transfer property for no consideration effective at the transferor death (18-C M.R.S. 6-405). During your life the deed has no effect on your ownership: you keep full control and can sell, mortgage, or revoke it, and it does not affect your creditors or subject the property to the beneficiary creditors (18-C M.R.S. 6-412). To be valid in Maine, the deed must contain the essential elements and formalities of a properly recordable inter vivos deed, which means your signature is acknowledged before a notary; Maine does not require witnesses. The deed must state that the transfer occurs at your death and must be recorded before your death in the registry of deeds in the county where the property is located (18-C M.R.S. 6-409). Maine does not set a fixed number of days to record, but an unrecorded deed is void at death, so record promptly after signing. You can revoke the deed only by a recorded instrument, such as a later transfer on death deed, an instrument of revocation, or an inter vivos deed that expressly revokes it; you cannot revoke it by an act on the deed or by your will (18-C M.R.S. 6-411). At your death the beneficiary takes the property subject to the mortgages, liens, and other interests to which it is subject (18-C M.R.S. 6-413). DocDraft builds your Maine transfer on death deed from your facts, with attorney review available before you sign.

Key Things to Know

  1. 1

    In Maine a transfer on death deed is a deed you record while alive that names a beneficiary to receive your real property automatically at your death, without probate, under the Maine Uniform Real Property Transfer on Death Act (18-C M.R.S. 6-401 and following).

  2. 2

    During your life the deed has no effect on your ownership. You keep full control and can sell, mortgage, or revoke it, and it does not affect your creditors or the beneficiary creditors (18-C M.R.S. 6-412).

  3. 3

    To be valid the deed must contain the essential elements and formalities of a properly recordable inter vivos deed, which means your signature is acknowledged before a notary. Maine does not require witnesses (18-C M.R.S. 6-409).

  4. 4

    The deed must state that the transfer occurs at your death and must be recorded before your death in the registry of deeds in the county where the property is located (18-C M.R.S. 6-409).

  5. 5

    Maine sets no fixed number of days to record, but an unrecorded deed is void at death. Record promptly after signing so the deed is effective.

  6. 6

    You can revoke the deed only by a recorded instrument, such as a later transfer on death deed, an instrument of revocation, or an inter vivos deed. You cannot revoke it by an act on the deed or by your will (18-C M.R.S. 6-411).

  7. 7

    At your death the beneficiary takes the property subject to the mortgages, liens, and other interests to which it is subject, and should record a notarized notice of death affidavit in the registry of deeds (18-C M.R.S. 6-413, 6-414).

Key decisions before you file

Before you file a Transfer on Death Deed in Maine, a few decisions shape the document: which option to choose and what each one means. The Transfer on Death Deed guide walks through them.

Open the Transfer on Death Deed guide

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MAINE TRANSFER ON DEATH DEED (Maine Uniform Real Property Transfer on Death Act, 18-C M.R.S. Article 6, Part 4)

Recording requested by: [YOUR NAME] When recorded, mail this deed to: [NAME], [ADDRESS] Map and lot / parcel identifier: [PARCEL ID]

Important notice: This deed transfers no interest until the transferor death and must be recorded before the transferor death in the registry of deeds where the property is located, or it is void (18-C M.R.S. 6-409).

  1. Transferor (owner). The transferor is [OWNER FULL NAME], residing at [OWNER ADDRESS], who owns the real property described below.

  2. Property. The property is located in [COUNTY] County, Maine, and is legally described as: [FULL LEGAL DESCRIPTION FROM THE CURRENT DEED], commonly known as [STREET ADDRESS], parcel [PARCEL ID].

  3. Beneficiary. I transfer for no consideration the property described above to [BENEFICIARY FULL NAME] as beneficiary, effective at my death. If I name more than one beneficiary, they take in equal shares unless I state otherwise here: [SHARES]. If a beneficiary does not survive me, I designate [ALTERNATE BENEFICIARY FULL NAME] as the alternate beneficiary; otherwise the transfer to that beneficiary lapses.

  4. Transfer at death. The transfer to the designated beneficiary is to occur at my death (18-C M.R.S. 6-409). This deed has no effect on my ownership while I am alive; I may sell, mortgage, lease, or revoke it without the beneficiary consent, and it does not affect my creditors (18-C M.R.S. 6-412).

  5. Revocability. This deed is revocable. I may revoke it only by a recorded instrument, such as a later transfer on death deed, an instrument of revocation, or an inter vivos deed that expressly revokes it, recorded before my death (18-C M.R.S. 6-411). I cannot revoke it by an act on the deed or by my will.

  6. Warning. At my death the beneficiary takes the property subject to the mortgages, liens, and other interests to which it is subject (18-C M.R.S. 6-413). This deed passes only the property described above and does not change my other assets or my will.

  7. What the beneficiary does at my death. To confirm title, the beneficiary should record, in the registry of deeds where the property is located, a notarized notice of death affidavit that identifies the beneficiary, the property, the recording information for this deed, and the date and place of my death (18-C M.R.S. 6-414). Until the beneficiary records that affidavit, the public records will continue to show me as the owner.

Signature. I sign this deed on [DATE].


[OWNER FULL NAME], Transferor

Notary acknowledgment. [Maine notary acknowledgment block; the transferor signature must be acknowledged before a notary public. Maine does not require witnesses.]

Note: This Maine transfer on death deed must meet the formalities of a recordable deed, be acknowledged before a notary, and be recorded in the registry of deeds where the property is located before the transferor death. For the generic template and other states, see the Transfer on Death Deed hub.

Once your Transfer on Death Deed is ready, you can check whether it needs to be notarized in Maine in about a minute, and notarize it online through DocDraft if it does.

Maine Requirements for Transfer on Death Deed

Use a Maine Transfer on Death Deed

Maine authorizes a transfer on death deed under the Maine Uniform Real Property Transfer on Death Act, 18-C M.R.S. Article 6, Part 4. An individual may transfer property for no consideration effective at the transferor death, without probate (18-C M.R.S. 6-405).

Legal Description and Parcel Identifier

The full legal description of the property from the current recorded deed, plus the street address and the map and lot or parcel identifier. A street address alone is not enough to record the deed in the registry of deeds.

Name the Beneficiary and an Alternate

The full legal name of the beneficiary who will receive the property at the transferor death, and an alternate if the first does not survive the transferor. Naming a backup keeps the property out of probate if the first beneficiary dies first.

Meet the Formalities of a Recordable Deed

The deed must contain the essential elements and formalities of a properly recordable inter vivos deed, which means the transferor signature is acknowledged before a notary. Maine does not require witnesses (18-C M.R.S. 6-409).

State That Transfer Occurs at Death

The deed must state that the transfer to the designated beneficiary is to occur at the transferor death (18-C M.R.S. 6-409). This is what distinguishes a transfer on death deed from an ordinary deed that transfers ownership now.

Record in the Registry of Deeds Before Death

The deed must be recorded before the transferor death in the registry of deeds in the county where the property is located. An unrecorded deed is void at death, so record promptly after signing (18-C M.R.S. 6-409).

Revoke Only by a Recorded Instrument

The deed may be revoked only by a recorded instrument, such as a later transfer on death deed, an instrument of revocation, or an inter vivos deed. It cannot be revoked by an act on the deed or by a will (18-C M.R.S. 6-411).

Property Passes Subject to Existing Debts

At the transferor death the beneficiary takes the property subject to the mortgages, liens, and other interests to which it is subject (18-C M.R.S. 6-413). The beneficiary should record a notarized notice of death affidavit to confirm title (18-C M.R.S. 6-414).

Does your Transfer on Death Deed need to be notarized in Maine?

Whether a Transfer on Death Deed needs to be notarized depends on your state. Upload yours, pick your state, and get the current rule with the official source behind it, free and with no account. If yours does need a notary, online notarization is part of your DocDraft plan.

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Frequently Asked Questions

A Maine transfer on death deed is a deed you sign and record while you are alive that names a beneficiary to receive your real property automatically when you die, without probate, under the Maine Uniform Real Property Transfer on Death Act (18-C M.R.S. 6-405). During your lifetime it has no effect on your ownership: you keep full control and can sell or revoke it, and the beneficiary has no interest until you die. It passes only the property described in the deed.

A Maine will directs who inherits your property, but the property still passes through probate, the court process that can take many months. A Maine transfer on death deed passes the specific real property it names directly to the beneficiary at your death, outside probate. The will covers your whole estate; the transfer on death deed covers only the real property it describes. Many people use both, so the deed handles the home and the will handles everything else.

To be valid in Maine the deed must contain the essential elements and formalities of a properly recordable inter vivos deed, which means your signature is acknowledged before a notary, and Maine does not require witnesses. The deed must state that the transfer occurs at your death, and it must be recorded before your death in the registry of deeds in the county where the property is located (18-C M.R.S. 6-409). An unrecorded deed is void at death.

No. Maine does not require witnesses on a transfer on death deed. The deed must meet the formalities of a properly recordable deed, which means the transferor signature is acknowledged before a notary public, and then it must be recorded in the registry of deeds before death (18-C M.R.S. 6-409). This is different from states like Illinois, which require two witnesses. In Maine the notary acknowledgment and recording before death are what make the deed effective.

A Maine transfer on death deed must be recorded before the transferor death in the registry of deeds in the county where the property is located; an unrecorded deed is void at death (18-C M.R.S. 6-409). Maine does not set a fixed number of days to record after signing, unlike some states, but the safest practice is to record the deed promptly after it is signed and notarized so it is effective.

Yes, while you are alive. A Maine transfer on death deed can be revoked only by a recorded instrument: a later transfer on death deed, an instrument of revocation, or an inter vivos deed that expressly revokes it, recorded before your death (18-C M.R.S. 6-411). You cannot revoke it by an act on the deed, such as tearing it up, or by a provision in your will. Revocation by act is not permitted under Maine law.

A Maine transfer on death deed lets the named real property pass to the beneficiary outside probate, which can save time and cost. It does not erase debts. At your death the beneficiary takes the property subject to the mortgages, liens, and other interests to which it is subject (18-C M.R.S. 6-413). During your life the deed does not affect your creditors (18-C M.R.S. 6-412). It also does not change your other assets, which still pass under your will or Maine law.

After your death, a beneficiary who takes under a Maine transfer on death deed should record a notice of death affidavit in the registry of deeds in the county where the property is located, to confirm title (18-C M.R.S. 6-414). The affidavit must be notarized and include details such as the beneficiary name and address, the property address, the recording information for the deed, and the date and place of your death. This clears the record title into the beneficiary name.