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Getting Married in the United States: Legal Guide for Couples
Getting married in the United States involves navigating various legal requirements that differ by state, including obtaining a marriage license, waiting periods, and ceremony specifications. While the basic process is similar nationwide, couples must research their specific state's marriage laws regarding age requirements, blood tests, waiting periods, and officiant qualifications.
Marriage laws are determined at the state level, not federally, so requirements can vary significantly depending on which state you plan to get married in. Be sure to check your specific state's marriage license requirements well in advance of your wedding date to avoid delays or complications.
Find out where you stand — what state are you in?
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Key Considerations
Scenarios
In most states, if a person dies without a will, their spouse receives a significant portion of the estate, which may reduce what biological children receive, especially those from previous relationships.View Source
Decisions
Keep existing legal custody arrangements in place with no changes to parental rights, with the stepparent having no legal authority over stepchildren.
Pursue legal adoption of stepchildren by the new spouse, which terminates the parental rights of the other biological parent and gives the stepparent full legal rights and responsibilities.
Establish limited legal authority for stepparents through power of attorney for specific situations like medical emergencies or school decisions without full adoption.
Establish a trust that provides for the surviving spouse while ensuring children from previous relationships ultimately receive their intended inheritance.
Create separate wills and trusts that clearly designate specific assets for biological children versus the new spouse, keeping inheritance streams distinct.
Use life insurance policies with specific beneficiary designations to provide for biological children while allowing other assets to pass to the spouse.
Create a written agreement specifying which parent is responsible for which expenses related to children from previous relationships, keeping finances clearly separated.
Agree that the stepparent will contribute to general household expenses but biological parents remain solely responsible for their children's specific costs like education, healthcare, etc.
Both spouses agree to financially support all children equally regardless of biological relationship, treating the family unit as one financial entity.
Scenarios
Obergefell v. Hodges, 576 U.S. 644 (2015) established that the fundamental right to marry is guaranteed to same-sex couples under the Constitution.View Source
Decisions
The non-biological parent legally adopts their partner's biological child to ensure both partners have equal legal parental rights that would be recognized across all jurisdictions.
Create legal agreements regarding sperm/egg donors, surrogacy arrangements, or other reproductive technology methods that clearly establish parental rights before conception.
Rely on the marital presumption of parentage that applies to married couples in many states without additional legal steps, though this may not be recognized in all jurisdictions.
Create detailed healthcare powers of attorney and hospital visitation authorizations to ensure recognition of spousal rights in all healthcare settings, including in potentially less supportive jurisdictions.
Prepare additional legal documentation for international travel to countries that may not recognize same-sex marriage, including powers of attorney and copies of marriage certificates.
Create backup plans for services in jurisdictions with religious exemption laws, including alternative providers and legal responses if faced with discrimination.
One or both partners legally change their last name and update all identification documents, financial accounts, and legal records to reflect the new married name.
Create a hyphenated or combined last name that incorporates both partners' surnames, requiring legal name changes and document updates.
Both partners keep their original legal names unchanged after marriage, avoiding the need for document updates but potentially facing questions about marital status.
Scenarios
While a stepparent generally has no legal obligation to support stepchildren financially, in some states a new spouse's income may be considered as part of the household income when modifying existing child support orders.View Source
Decisions
Complete the legal process to adopt stepchildren, which terminates the parental rights of the other biological parent and creates full legal parent-child relationship with the stepparent.
Establish legal guardianship that grants decision-making authority without terminating the other biological parent's rights or creating inheritance rights.
Maintain the current legal status where the biological parents retain all legal rights and responsibilities, while the stepparent has no legal authority.
Create estate plans that treat all children (biological and step) equally in terms of inheritance, regardless of legal relationship.
Structure estate plans so each spouse's assets primarily benefit their biological children, with some provisions for the surviving spouse.
Create trusts that provide for the surviving spouse during their lifetime while ensuring ultimate distribution to each spouse's biological children after both spouses have passed.
Create a written agreement that outlines the stepparent's role in decision-making, discipline, and daily care, with consent from all biological parents.
Obtain specific legal authorizations for the stepparent to make certain decisions (like medical or educational) without full guardianship.
Rely on verbal agreements and family dynamics to determine the stepparent's role without formal legal documentation.
Scenarios
In many states, a new spouse automatically becomes entitled to a portion of the estate, potentially reducing what would pass to children from previous relationships.View Source
Decisions
Establish a trust that specifically provides for your children from previous relationships, ensuring they receive intended assets regardless of what happens in your new marriage.
Purchase or modify life insurance policies with children from previous relationships as beneficiaries to provide for them outside of regular estate distribution.
Create a detailed will that specifically addresses inheritance for children from previous relationships, though this may be subject to spousal elective share rights.
The step-parent legally adopts the children, terminating the parental rights of the other biological parent and creating full legal parent-child relationship with the step-parent.
The step-parent becomes a legal guardian, gaining certain legal rights to make decisions for the children without terminating the other biological parent's rights.
Maintain the current legal status where the step-parent has no formal legal relationship to the children, relying on the biological parent's authority.
Petition the court to modify existing custody orders to account for the new marriage, potentially adjusting visitation schedules or living arrangements.
Create informal agreements with ex-spouses about how the new marriage will affect existing custody and visitation arrangements without court involvement.
Keep existing custody and visitation arrangements unchanged, with the new spouse accommodating the established schedule.
Scenarios
The Health Insurance Portability and Accountability Act (HIPAA) generally allows healthcare providers to share information with spouses without specific authorization.View Source
Decisions
Combine all bank accounts, credit cards, and investments into joint accounts, creating full financial transparency and shared access.
Maintain some separate accounts for personal spending while creating joint accounts for shared expenses like housing and utilities.
Create a postnuptial agreement that clearly defines financial responsibilities while keeping most accounts separate, despite being legally married.
Create advance healthcare directives and medical powers of attorney that specifically name the spouse as the primary decision-maker with detailed instructions.
Rely primarily on the legal rights marriage provides for healthcare decisions, with minimal additional documentation.
Create detailed healthcare plans that include the spouse but also incorporate other family members in a hierarchy of decision-making authority.
Own property jointly where each spouse owns 100% of the property, and upon one spouse's death, the surviving spouse automatically receives full ownership.
Own property with defined ownership percentages (e.g., 50/50 or 70/30) where each spouse can leave their portion to anyone in their will.
Place the property in a revocable living trust that specifies management and inheritance terms while avoiding probate.
Scenarios
In most states, if someone dies without a will, their spouse receives a portion of the estate and their biological children share the remainder, which may not reflect the desired distribution in blended families.View Source
Decisions
Stepparent legally adopts the children, which terminates the parental rights of the other biological parent and creates full legal parent-child relationship with all associated rights and responsibilities.
Stepparent becomes a legal guardian, which grants authority to make decisions for the children without terminating the other biological parent's rights.
Maintain the status quo where the stepparent has no legal authority over stepchildren, relying on the biological parent for all legal decisions.
Establish a trust that provides for the surviving spouse while protecting inheritance for all children, with clear provisions for asset distribution after both spouses pass away.
Create separate trusts for the spouse and each set of children to clearly delineate which assets are intended for which beneficiaries.
Use life insurance policies and careful beneficiary designations on retirement accounts to ensure children from previous relationships receive intended inheritance regardless of other estate planning.
Create a written agreement specifying which parent is responsible for which expenses related to children from previous relationships, keeping these obligations separate from joint marital finances.
Both partners contribute to expenses for all children in the household, regardless of biological relationship, treating all children equally from a financial perspective.
Maintain separate accounts specifically for expenses related to children from previous relationships, funded by the biological parent or child support payments.
Scenarios
In most states, a spouse has a right to claim a portion of their deceased spouse's estate regardless of what a will states (known as 'elective share' or 'spousal share').View Source
Decisions
Create a detailed legal agreement that clearly defines how assets will be handled during marriage and in case of divorce, including protection of pre-existing assets, businesses, and inheritance expectations.
Create a more focused agreement that only addresses specific high-value assets or concerns while allowing other assets to be treated according to state law.
Rely on state laws to determine property rights and division in case of divorce, which typically means equitable distribution or community property laws will apply.
Create or update wills, trusts, and beneficiary designations to reflect new marital status while ensuring specific assets are directed according to personal wishes.
Establish trusts to manage how assets pass to spouse, children from previous relationships, or other beneficiaries with more control than a simple will provides.
Simply update existing wills to acknowledge the new spouse without creating more complex estate planning structures.
Keep most financial accounts separate with clear documentation of which assets remain individual property, with perhaps a joint account for shared expenses.
Combine some accounts for household expenses while maintaining separate accounts for investments, business interests, and pre-marital assets.
Merge most financial accounts and manage assets jointly, relying on prenuptial agreements if needed to clarify ownership in case of divorce.
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Relevant Documents
Beneficiary Designation Forms
Documents that specify who receives assets from retirement accounts, life insurance policies, and other financial accounts upon your death.
Durable Power of Attorney
Authorizes someone to make financial and legal decisions on your behalf if you become incapacitated, ensuring your affairs can be managed without court intervention.
Healthcare Power of Attorney
Designates someone to make medical decisions for you if you're unable to do so, ensuring your healthcare preferences are respected.
Prenuptial Agreement
A contract entered into before marriage that establishes rights to property and financial support in case of divorce or death. This document can protect pre-marital assets and outline financial responsibilities during marriage.
Updated Will
A legal document that specifies how your assets should be distributed after death. Marriage typically invalidates previous wills in many jurisdictions, making it important to create a new one that includes your spouse.
Relevant Laws
Marriage License Requirements
Each state has its own requirements for obtaining a marriage license. Generally, both parties must appear in person at a county clerk's office, provide identification (usually government-issued photo ID), pay a fee, and may need to wait for a waiting period before the marriage can take place. Some states require blood tests or proof of age.
Name Change After Marriage
While not required, if either spouse wishes to change their name after marriage, the marriage certificate serves as legal documentation for this process. This document can be used to update your name with the Social Security Administration, DMV, passport office, and other institutions.
Marriage Age Requirements
The legal age to marry without parental consent is 18 in most states. Some states allow marriage at younger ages with parental consent or judicial approval. These laws vary significantly by state.
Prenuptial Agreements
Prenuptial agreements are legally binding contracts that outline how assets will be divided in case of divorce. To be valid, they generally require full financial disclosure from both parties, must be in writing, must be entered into voluntarily, and should be executed well before the wedding date to avoid claims of coercion.
Marriage Benefits and Rights
Married couples are entitled to certain legal benefits including tax advantages, estate planning benefits, health insurance coverage through a spouse's plan, Social Security and Medicare benefits, and hospital visitation rights. The Supreme Court's Obergefell v. Hodges decision (2015) guarantees these rights to same-sex couples nationwide.
Regional Variances
Marriage License Requirements by State
New York requires a 24-hour waiting period after obtaining a marriage license before the ceremony can take place (though this can be waived by a judge). Licenses are valid for 60 days, and both parties must appear in person to apply. No blood tests are required, but proof of age and identity is necessary.
California has no waiting period after obtaining a marriage license. Licenses are valid for 90 days. Both parties must appear together to apply for the license. California offers both public and confidential marriage licenses, with the latter restricting public access to the marriage record.
Texas has a 72-hour waiting period after obtaining a marriage license before the ceremony can take place (with exceptions for military personnel or by court order). Licenses are valid for 90 days. Blood tests are not required, but proof of identity is necessary.
Nevada has no waiting period for marriage licenses, making it popular for spontaneous weddings. Licenses are valid for one year from the date of issuance. Both applicants must appear in person, and Las Vegas marriage license bureaus have extended hours, including weekends.
Massachusetts has a three-day waiting period after applying for a marriage license (though this can be waived by court). Licenses are valid for 60 days. Both parties must appear in person to apply, and non-residents can marry in Massachusetts even if their home state would not recognize the marriage.
Same-Sex Marriage Considerations
Since the 2015 Supreme Court decision in Obergefell v. Hodges, same-sex marriage is legal in all 50 states. However, some counties may have individual clerks who have historically objected to issuing licenses to same-sex couples on religious grounds, potentially causing complications.
Proxy Marriage Availability
Montana is one of the few states that allows double-proxy marriages, where neither party needs to be physically present. This is particularly useful for military personnel deployed overseas.
Colorado allows single-proxy marriages where one person can stand in for either the bride or groom, but this is generally limited to situations where one party is in the military or cannot attend due to serious circumstances.
California allows proxy marriages only for members of the U.S. Armed Forces who are deployed and unable to be physically present for the ceremony.
Age Requirements
Mississippi allows males as young as 17 and females as young as 15 to marry with parental consent, which is among the youngest ages permitted in the country.
Delaware prohibits anyone under 18 from getting married, with no exceptions, making it one of the strictest states regarding minimum marriage age.
New Jersey prohibits anyone under 18 from getting married, with no exceptions for parental consent or judicial approval, as of 2018.
Common Law Marriage Recognition
Colorado recognizes common law marriages when couples present themselves as married, cohabitate, and intend to be married without a formal ceremony or license.
Texas recognizes common law marriage when couples agree to be married, live together in Texas as husband and wife, and represent themselves to others as married.
Georgia does not recognize common law marriages established after January 1, 1997, but does recognize those formed before that date.
Frequently Asked Questions
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